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A Look Back to 2022

A Look Back to 2022

A Look Back to 2022 Unfortunately, just like everything else, home and auto premiums were on the rise in 2022.  Home insurance premiums increased an average of 12.1% from May 2021 to May 2022. Record inflation, extreme weather events, and aging homes in need of...

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General Liability

General Liability

The unfortunate truth is that in today’s quarrelsome society, every business owner should guard themselves against possible lawsuits. General liability insurance does just that. To assess your level of risk, ask yourself these questions: Does my business have a...

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Beneficiaries under Life Insurance

Beneficiaries under Life Insurance

There are two key distinctions to be aware of when selecting one or more life insurance beneficiaries: per capita and per stirpes.The estate of the deceased is known as intestate when a person passes away without leaving a will. In this scenario, the state will assume...

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Tips for First-Time Home Buyers on Insurance

Tips for First-Time Home Buyers on Insurance

For first-time home buyers, this is a fun moment. The time is right to buy a house!Buying a new house is an essential milestone, and beginning your life in a place you can call home can be thrilling. Because there are so many different tasks to complete during the...

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How long do I need life insurance for?

How long do I need life insurance for?

When getting life insurance, choose the policy's duration. Life insurance: how long do I need it for? Term life insurance is cheap and short-term. Permanent life insurance costs more but protects you for life. What's the best term life insurance length?Unlike...

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Why Umbrella Insurance is Important

Why Umbrella Insurance is Important

In life, anything can happen. Obviously, you are well aware of this. But have you given all the dangers you currently confront any thought? distracted motorists people who reveal others' dirty laundry on social media. Daily dangers include those associated with teen...

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Why a Standard Homeowners Policy isn’t Always Sufficient

Why a Standard Homeowners Policy isn’t Always Sufficient

A simple homeowners policy can be inadequate occasionally. It is crucial to keep your insurance coverage current as your profession develops and your income rises. This saves you money by preventing costly coverage gaps and limits the amount of money you would have to...

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