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How to Choose the Right Insurance for Your Classic Car
Jason Tully
At Tully Insurance Agency, we've noticed an increase in queries about classic car insurance over the past few weeks. It seems many of you are curious about the specifics of protecting these unique vehicles, so we’re here to provide some clarity and guidance.

What Qualifies as a Classic Car?

First things first, let's define what makes a car a "classic." Classic cars are generally those that have increased in value over time rather than depreciated. This category often includes vehicles that are at least 20-30 years old and considered collectibles. However, it's not just about age; muscle cars, hot rods, small-batch production vehicles, luxury or high-performance cars, and extensively modified cars also fit into this category.

How Does Classic Car Insurance Differ?

Classic cars are not your everyday commuting vehicles; they are driven less frequently and require special care and parts that are often hard to find and expensive. This rarity and the unique usage of classic cars make standard car insurance policies inadequate for fully covering such distinctive assets.

Benefits of Opting for Classic Car Insurance

Opting for classic car insurance through Tully Insurance Agency means you'll receive coverage that acknowledges the unique needs of your classic car. Not only does this specialized insurance typically come with lower premiums, but it also guarantees a maximum payout that reflects your vehicle’s true market value should anything happen. This is a significant advantage over standard policies that only consider the depreciated value.

Ready to Protect Your Classic Car?

I f you own a classic car, or are considering adding one to your collection, it’s crucial to have the right insurance in place. At Tully Insurance Agency, we're here to help ensure that your prized possession is well-protected with a policy that meets its specific needs. Feel free to reach out to us by phone or email anytime to discuss your classic car insurance needs. We’re always ready to assist with any and all insurance inquiries you might have!

Remember, protecting your classic car with the right insurance is not just a necessity—it’s a smart investment in preserving your vehicle’s value and legacy. Contact us today to learn more about how we can help!
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